Your AI-Driven Partner for Financial Success.
Empower your financial journey with real-time intelligence, a personalised Financial Health Score, and AI tools built for modern life.
Good morning
Thaer
Financial Health
82
Great, keep it up!
Net Worth
+12.4%
This Month
24,820 kr
Recent
ICA Maxi
Today
Salary
Apr 25
Espresso House
Yesterday
What makes us different
The Future of Finance is Bespoke
Aspayr combines AI, Open Banking, and behavioural science to give you a financial experience that truly understands you.
Aspayr AI
Personalised financial intelligence built on your unique spending patterns. Aspy, your AI assistant, learns your behaviour and delivers advice when it matters most.
Financial Health Score
A dynamic 0-100 score across 7 financial dimensions, built for you, not your lender. Track progress daily and understand exactly what to improve.
Secure Open Banking
Bank-grade integration with 97+ Nordic and European banks via Open Banking. Your data stays encrypted, private, and fully under your control.
See it in action
All about Aspayr in under 2 minutes
Who it's for
Our Offerings
For Individuals
Take control of your money, improve your Financial Health Score, and make smarter decisions every day.
For Businesses
A full financial cockpit for SMEs, freelancers, and founders, from cash flow to AI-powered CFO insights.
Global Statistics
Did you know?
of millennials consider themselves not financially confident
of millennials qualify as financially literate in the lowest income levels
The Aspayr ecosystem
Discover more with Aspayr
One platform, three powerful products, built to cover every dimension of your financial life.
Aspayr Finance
Your all-in-one financial intelligence hub. Aggregated accounts, AI insights, spending control, and your daily Financial Health Score.
Aspayr Hub
The SME financial cockpit. Real-time cash flow, payroll insights, multi-account management, and an AI CFO that scales with your business.
Aspayr Learn
Bite-sized financial education tailored to your profile. Build habits, grow knowledge, and level up from beginner to financially confident.
Aspayr for Businesses
Your business deserves a smarter financial partner
Built for SMEs, freelancers, and founders who need CFO-level clarity without CFO-level cost.
Real-time Cash Flow
Live visibility across all business accounts, instantly surfacing gaps and opportunities.
AI-Powered Insights
Automated reports, anomaly detection, and forward-looking recommendations powered by Aspy.
Unified Account View
Connect all business and personal accounts in one place via Open Banking, no more tab-switching.
Business Overview
April 2026
+18%
Revenue
142k kr
Cash
87
FHS Score
Cash flow · Last 8 months
Our Purpose
We are strongly driven by the realization of the SDGs by 2030.
Financial empowerment is a human right. We are building the tools to make it universally accessible, starting with you.